About the sip calculator
A Systematic Investment Plan invests a fixed amount at regular intervals. Rupee-cost averaging means you buy more units when prices are low and fewer when high. This estimator shows how disciplined monthly investing can grow over time. Returns are not guaranteed.
Formula used
FV = M × [((1+i)^n − 1) / i] × (1+i), where i is the monthly rate and n the months.
How to use
Fill in the fields above and the results update instantly. Change any value to compare scenarios. Results are estimates for planning and education and may differ from figures provided by banks, tax offices or doctors.
Frequently asked questions
Are SIP returns guaranteed?
No. Market-linked returns vary. The result is an estimate based on the rate you enter.
How long should I invest?
Longer horizons usually smooth out volatility. Many investors think in 5–10+ year periods.